New employee benefit
Offer Instant Life Insurance

  • No administration
  • No payroll deductions
  • No reconciliation

Help employees have access to a modern, convenient experience!

Life Insurance the way it should be. Easy.

Employee access to the coverage they need - 365 days a year.
Secure a policy online in less than 10 minutes - No exams.

You can work directly with us or through one of our Preferred Partners

Velocity Benefits
Benefit Educators
Benefit Educators
Benefit Educators
Learn more

Employees who have both group life and individual life insurance feel the most financially secure.
Source: 2022 Insurance Barometer Study, LIMRA, Life Happens

Here's the Employee Experience:

  • Answer a few easy questions.
  • Receive a personalized coverage recommendation.
  • If approved, coverage can begin as early as today.
Employee Experience

Only 39% of Americans are covered by an individual life insurance policy. Only 54% of Americans report having any life insurance coverage at all.
Source: 2022 Insurance Barometer Study, LIMRA

Know the difference:
group life vs.
individual life insurance

  • Group life insurance is not portable.
  • the employee can’t take it with them when they leave their job.​
  • Coverage limits are below recommended 10x salary.
Download Comparison Guide
Group Life vs Individual Life Insurance

Employees can access coverage 365 days a year.

There is no reason to wait for Open Enrollment.

100% Online
100% online
Employees can easily compare rates and buy a policy in minutes.
No Administration
No administration
The process is fully digital, including e-signatures. Employees pay separately via ACH or credit card.
No payroll deductions. No employer bill.
Instant Issue
Instant issue
Big Data underwriting allows carriers to instantly issue individual life policies.

Employees access through their Benefits Enrollment Experience

How much financial protection does a family need?
Family of 4: Employee age 45 / Spouse age 45 / 2 school age children / Annual household income: $150,000

Family Life Insurance NeedsDownload case study

106 Million

American adults are in need of life insurance or more of it *

2 in 5

Parents say they are barely or not at all financially secure *

Protect Your Family

A fully digital, white-labeled individual life and disability insurance solution your employees will love

We’re bringing innovation to life so every employee has access to secure the life insurance protection they truly need.

100% Online

No administrative costs

100% Online

No payroll deductions

100% Online

100% online applications (decision in 5-10 minutes)

100% Online

Artificial intelligence and big data - tailor life insurance options to each employee’s unique needs

Learn more
* Source: 2022 Insurance Barometer Study, LIMRA, Life Happens