Employees who have both group life and individual life insurance feel the most financially secure. Source: 2022 Insurance Barometer Study, LIMRA, Life Happens
Here's the Employee Experience:
Answer a few easy questions.
Receive a personalized coverage recommendation.
If approved, coverage can begin as early as today.
Only 39% of Americans are covered by an individual life insurance policy. Only 54% of Americans report having any life insurance coverage at all. Source: 2022 Insurance Barometer Study, LIMRA
Know the difference: group life vs. individual life insurance
Group life insurance is not portable.
the employee can’t take it with them when they leave their job.
Employees can easily compare rates and buy a policy in minutes.
No administration
The process is fully digital, including e-signatures. Employees pay separately via ACH or credit card. No payroll deductions. No employer bill.
Instant issue
Big Data underwriting allows carriers to instantly issue individual life policies.
Employees access through their Benefits Enrollment Experience
How much financial protection does a family need? Family of 4: Employee age 45 / Spouse age 45 / 2 school age children / Annual household income: $150,000
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